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Michael Fabricius Michael Fabricius is an investment manager in Frankfurt, Germany. He served as consultant to the IMF and the World Bank. In 1997, he participated in the first external evaluation of IMF programs under the Fund’s Enhanced Structural Adjustment Facility. For six years, he has been working as management consultant with a focus on serving corporate clients in the financial sector. This paper draws on research he conducted in the course of his PhD studies at Princeton University. Other areas of research include the role of institutional factors in explaining different levels of bank deposits and investment.
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